Mortgages
Mortgage Direct S.L. partners with Property Directors delivering first-class mortgage advice for all your mortgage needs. Contact Mortgage Direct SL today for a no-obligation quote.
Mortgages available for..
All nationalities, Residents & non-residents | Residential, Commercial and Investment property | Land and Construction | Spanish S.L. Companies
- Best deals available
- Fully Independent no-obligation advice
- Money-back guarantee
- Initial response within 24 hours
- Qualified advisers
Finance options for High Net Worth (HNW) and Ultra High Net Worth (UHNW) individuals. Private banking finance and Special Purpose Vehicle (SPV) mortgages
How to use your home to purchase another property – fiscal residents only -
For Spanish fiscal residents, paying their income taxes in Spain, it may now be possible to finance 100% of the purchase of a second Spanish property against both their current Spanish property and the new property – known as a Doble Garantía Hipotecaria.
Mortgage Rates*
Maximum LTV
Up to 70 % for non-residents
Up to 80 % for residents
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Variable interest rates*
(non-residents)
From Euribor + 1.35%* to 1.9% = 1.40%* to 1.95%
Current Euribor -0.5%
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Fixed interest rates*
(non-residents)
From 2.15%* to 2.5% for the whole term (20 years). Terms up to 30 years
* For Premium Clients
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Useful Links/Downloads
Documents required for mortgages in Spain
Buying costs and taxes with a mortgage
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*Information subject to change
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