Mortgage Direct S.L. partners with Property Directors delivering first-class mortgage advice for all your mortgage needs. Contact Mortgage Direct SL today for a no-obligation quote.

Mortgages available for..

All nationalities, Residents & non-residents | Residential, Commercial and Investment property | Land and Construction | Spanish S.L. Companies

  • Best deals available
  • Fully Independent no-obligation advice
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  • Initial response within 24 hours
  • Qualified advisers

Finance options for High Net Worth (HNW) and Ultra High Net Worth (UHNW) individuals. Private banking finance and Special Purpose Vehicle (SPV) mortgages

How to use your home to purchase another property – fiscal residents only -

For Spanish fiscal residents, paying their income taxes in Spain, it may now be possible to finance 100% of the purchase of a second Spanish property against both their current Spanish property and the new property – known as a Doble Garantía Hipotecaria.

Mortgage Rates*

Maximum LTV

Up to 70 % for non-residents
Up to 80 % for residents


Variable interest rates*

From Euribor + 1.35%* to 1.9% = 1.40%* to 1.95%
Current Euribor -0.5%


Fixed interest rates*

From 2.15%* to 2.5% for the whole term (20 years). Terms up to 30 years

* For Premium Clients


Useful Links/Downloads

Documents required for mortgages in Spain

Buying costs and taxes with a mortgage

No obligation mortgage quote

First Newsletter of 2021

Autumn Newsletter 2020


*Information subject to change

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